Senior Manager AFC Advisory (f/m/d)

<div class="content-intro"><p class="sc-gEkIjz cjtSrT MuiTypography-root MuiTypography-body1 sc-hoLEA">Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the&nbsp;<strong>FinTech</strong> connects consumers with banks in the EU, the UK and the US. This gives consumers <strong>better interest rates</strong> and banks a <strong>diversified form of refinancing</strong>. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.</p> <p class="sc-gEkIjz cjtSrT MuiTypography-root MuiTypography-body1 sc-hoLEA">Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from&nbsp;<strong>more than one million investors</strong> which have accrued over 5 billion euros in returns.</p></div><p><span style="color: rgb(0, 0, 0);"><strong>Team</strong></span></p> <p>The Anti-Financial Crime (AFC) department is responsible for preventing, detecting, and combating financial crime, thereby ensuring that Raisin bank is not misused for illegal purposes such as money laundering, terrorist financing, or fraud.</p> <p>Within this department, the AFC Advisory team plays a central role by developing and monitoring internal policies, control mechanisms, and training programs. We ensure robust money laundering compliance across the entire organization, acting as a collaborative hub of senior expertise where we balance regulatory obligations with sustainable business growth.</p> <p><strong>Your Responsibilities</strong></p> <ul class="appsElementsGenerativeaiAstList"> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="4">Project Leadership:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="5">&nbsp;Own the planning, implementation, and documentation of bank-wide and client-related AFC projects.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="6">Framework Optimization:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="7">&nbsp;Drive the strategic development of our AML framework, including the enhancement of IT systems and automated controls.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="8">Process &amp; Operational Integrity:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="9">&nbsp;Manage and update internal AFC processes, while executing the necessary monitoring and control activities to ensure full regulatory compliance.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="10">Risk Assessment:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="11">&nbsp;Conduct complex money laundering risk analyses and manage customer risk ratings to ensure precise, high-quality assessments.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="12">Regulatory Oversight:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="13">&nbsp;Monitor new regulatory developments, specifically regarding outsourcing requirements (Auslagerungen), and translate these into actionable operational workflows.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="14">Audit Management:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="15">&nbsp;Serve as the technical point of contact for the preparation and execution of internal and external AFC-related audits.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="16">Advisory &amp; Training:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="17">&nbsp;Provide expert guidance on regulatory requirements and conduct training sessions to foster compliance awareness throughout the bank.</span></li> </ul> <p><strong>Your Profile</strong></p> <ul class="appsElementsGenerativeaiAstList"> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="19">Experience:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="20">&nbsp;Several years of professional experience in Anti-Financial Crime within a banking or consulting environment.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="21">Regulatory Knowledge:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="22">&nbsp;In-depth understanding of German and EU regulatory frameworks including GwG, BaFin AuA, AML-VO, EBA Guidelines, FATF recommendations, and KWG.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="23">Domain Expertise:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="24">&nbsp;Proven track record in KYC, customer identification, and the creation of accurate risk analyses and customer risk ratings.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="25">Analytical Rigor:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="26">&nbsp;Demonstrated ability to translate complex regulations into conceptual solutions, with an openness to leveraging technological innovations.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="27">Communication &amp; Teamwork:</span></strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="28">&nbsp;Strong interpersonal and communication skills, with a collaborative approach to working with cross-functional stakeholders.</span></li> <li class="appsElementsGenerativeaiAstAnimated"><strong><span class="appsElementsGenerativeaiAstAnimated" data-ast-node-id="