Investment Analyst

This is a banking position This individual will play a critical role in managing interest rate risk, liquidity risk, investments, and foreign exchange activities while providing actionable insights that support sound financial decision-making. The ideal candidate will possess strong analytical and technical capabilities, a solid understanding of fixed income and financial markets, and experience supporting ALCO and treasury management initiatives within a banking environment. This role will work closely with the Treasurer and senior leadership to support balance sheet optimization, funding strategies, investment portfolio management, and risk oversight. Job Requirements • Support the Treasurer in the management of the Bank’s balance sheet, including liquidity, investments, funding strategies, and interest rate risk exposure. • Perform Interest Rate Risk (IRR) and Liquidity Risk analyses, including scenario modeling, stress testing, assumptions review, and interpretation of results. • Analyze yield curves, fixed income markets, economic conditions, and foreign exchange trends to support treasury and investment strategies. • Assist with the execution, monitoring, and reporting of investment portfolio activity, funding instruments, and FX transactions in accordance with internal policies and risk guidelines. • Prepare ALCO materials and treasury management reports, including liquidity metrics, investment performance analyses, funding reports, and balance sheet trend analysis. • Support loan and deposit pricing initiatives through profitability analysis, market comparisons, and cost of funds evaluations. • Monitor liquidity positions, funding concentrations, and emerging market risks, escalating concerns and recommendations to senior management when appropriate. • Coordinate with Accounting, Operations, Risk, and Compliance teams to ensure proper settlements, reconciliations, collateral management, and regulatory compliance. • Utilize Bloomberg and treasury modeling systems to perform financial analysis, market monitoring, and risk reporting. • May provide guidance and mentorship to Junior Analysts within the Treasury team. • Maintain high standards of accuracy, professionalism, ethics, and confidentiality in all treasury-related activities. • Job Qualifications • Bachelor’s degree in Finance, Economics, Business Administration, or related field required. • Advanced studies or specialization in Treasury, Financial Markets, Banking, or Risk Management preferred. • 3–5 years of treasury, ALM, investment analytics, liquidity risk, or IRR experience within a banking institution required. • Bilingual in Spanish and English required. • Strong understanding of fixed income securities, balance sheet management, and foreign exchange markets. • Hands-on experience with IRR and liquidity modeling systems required. • Proficiency with Microsoft Excel, financial modeling, and treasury analytics tools. • Experience using Bloomberg or similar financial market platforms preferred. • Strong communication and presentation skills with the ability to deliver analysis and recommendations to senior management and ALCO committees. • Strong organizational skills with the ability to manage multiple priorities in a fast-paced banking environment.