Senior Finance Data Scientist

Capitalontap

📍 London, DE0🕐 today

Role overview

Capitalontap is hiring for the Senior Finance Data Scientist role in London, DE. It is a position, Senior level, in the Tech sector. It was posted today.

On TalentyGo you can review this job and apply more effectively: Charlie prepares an ATS-optimized resume and a cover letter tailored to "Senior Finance Data Scientist" at Capitalontap in about a minute. Before you apply, you can also check how well your profile fits, with a match score based on skills, experience, location and seniority.

Role: Senior Finance Data Scientist
Company: Capitalontap
Location: London, DE
Work mode: On-site
Seniority: Senior
Sector: Tech
Posted: today

Description

<div class="content-intro">We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.  1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! </div> 🏢 This is a Hybrid role, working from our London (Moorgate) offices 3 days per week. Finance at Capital on Tap Our Finance team sits at the heart of everything we do, working across our UK and US entities and collaborating closely with the rest of the business to keep our financial foundations solid as we grow. We're a lean, high-ownership team - you'll get real breadth across the finance function and plenty of room to shape how things are done as we scale. What You'll Be Doing We're hiring a Senior Data Scientist to join Capital on Tap, reporting to the Head of FP&A. You'll own two linked workstreams - IFRS9 Expected Credit Loss (ECL), and portfolio modelling that feeds the financial model to produce forecasts. The work spans the UK and US revolving credit books, sitting close to Finance, Risk and Data Science. Tech stack: Snowflake, dbt, Fivetran, Python, JupyterLab, Omni, and Kubernetes on Azure. ECL <ul class="[li_&]:mb-0 [li_&]:mt-1 [li_&]:gap-1 [&:not(:last-child)_ul]:pb-1 [&:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3 print:block print:space-y-1"> <li class="font-claude-response-body whitespace-normal break-words pl-2" style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Build, calibrate, implement and monitor IFRS9 models (PD, LGD, EAD), including staging/SICR logic and macroeconomic overlays.</li> <li class="font-claude-response-body whitespace-normal break-words pl-2" style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Run and harden month-end ECL production - scenario runs, combined outputs, and result checks into Snowflake.</li> <li class="font-claude-response-body whitespace-normal break-words pl-2" style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Support provisioning, impact analysis and year-end submissions with clear audit trails and documentation.</li> </ul> Portfolio Modelling <ul class="[li_&]:mb-0 [li_&]:mt-1 [li_&]:gap-1 [&:not(:last-child)_ul]:pb-1 [&:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3 print:block print:space-y-1"> <li class="font-claude-response-body whitespace-normal break-words pl-2" style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Develop and maintain the portfolio model that feeds the financial model - active customers, balances, funding, repayments, finance charges and bad debt.</li> <li class="font-claude-response-body whitespace-normal break-words pl-2" style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Build and backtest forecasting components (spend, cashflow, cohort/segment rate curves) in Python and dbt.</li> <li class="font-claude-response-body whitespace-normal break-words pl-2" style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Diagnose drift, recalibrate assumptions and overlays, and deliver forecast inputs Finance can trust.</li> </ul> Across Both <ul class="[li_&]:mb-0 [li_&]:mt-1 [li_&]:gap-1 [&:not(:last-child)_ul]:pb-1 [&:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3 print:block print:space-y-1"> <li class="font-claude-response-body whitespace-normal break-words pl-2" style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Partner with FP&

The market for this role in London

TalentyGo lists 8563 similar roles (13 in London), 15% remote. Charlie ranks them against your CV, each with a clear score.

Similar roles

8563

Remote

15%

New / 7d

404

Similar jobs

Senior Backend Engineer

📍 Bangalore · tech

Senior Accountant, International Accounting

📍 Remote - India · Remote · finance

Advisory / Senior Solutions Architect

📍 Seoul · tech

Finance Operations Manager

📍 Lake Tahoe · finance

Senior Recruiter

📍 La Mesa · hr

Senior Frontend Engineer, Agent Core Products

📍 Remote · Remote · tech

See all similar jobs →

Apply now →

TalentyGo is an aggregator of job postings from public sources. Always verify information directly with the company. Applications go through the original company website; TalentyGo does not manage hiring processes.