Product Owner III - C&IB Business Technology Originations

**Position Overview** At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Product Owner III within PNC's C&IB Business Technology Originations organization, you will be based in Pittsburgh, PA, Cleveland, Brecksville, or Strongsville, OH, Birmingham, AL, Kalamazoo, MI, Denver, CO, Louisville, KY, or Dallas, TX. Job Summary: The Product Owner III is responsible for maximizing the value delivered by one or more Scrum Teams by clearly communicating product vision, priorities, and objectives across multiple concurrent initiatives. This role partners closely with senior business stakeholders, customers, architects, and delivery teams to ensure backlog readiness, strategic alignment, and delivery of measurable business value. In addition to core Product Owner responsibilities, the Product Owner III demonstrates a proven ability to operate effectively across competing priorities, apply strong technical acumen, and lead the implementation of advanced capabilities, including AI enabled solutions, within their products. Work Schedule: • Monday–Friday, 8:00 AM – 5:00 PM EST • Candidates in MST must be available by 7:00 AM MST • Candidates in CST must be available by 7:30 AM CST Key Responsibilities: • Own, create, prioritize, and maintain one or more Product Backlogs based on business value, risk, dependencies, and stakeholder input • Clearly communicate product vision, strategic objectives, and rationale for initiatives across multiple teams and stakeholder groups • Drive execution of multiple priorities simultaneously, balancing short term delivery needs with longer term strategic outcomes • Develop and articulate detailed requirements, user stories, and acceptance criteria for complex, cross cutting capabilities • Lead backlog refinement activities to ensure work items are defined, estimated, and ready for development across all supported teams • Actively represents customer, user, and stakeholder needs by gathering feedback and incorporating insights into backlog priorities • Make informed decisions on scope, priority, and acceptance of work in alignment with the Definition of Done • Participate in and help guide Agile ceremonies including Sprint Planning, Sprint Reviews, and Retrospectives • Evaluate completed work, capture feedback, and adjust priorities based on outcomes, data, and operational learnings • Measure product performance and ensure delivery of measurable business value across initiatives • Maintain and communicate a transparent, evolving product roadmap aligned with organizational strategy, architectural direction, and team capacity • Communicate progress, risks, dependencies, and expectations to stakeholders in a timely manner, including escalations when appropriate • Partner closely with engineering, architecture, and data teams to ensure solutions are technically sound, scalable, and secure • Contribute to and support the design, delivery, and adoption of AI enabled capabilities, including defining use cases, success measures, and integration into existing workflows Required Qualifications: • Experience serving as a Product Owner or similar Agile product role with ownership of complex products or platforms • Strong understanding of Scrum and Agile delivery frameworks • Proven ability to manage and prioritize multiple workstreams or initiatives concurrently • Experience writing clear user stories, requirements, and acceptance criteria for technically complex solutions • Strong stakeholder management, communication, and collaboration skills, including interaction with senior leaders • Ability to make data driven decisions related to scope, priority, and value • Experience working with cross functional teams in a fast paced, highly regulated environment • Demonstrated technical acumen, including the ability to collaborate effectively with engineers, architects, and data teams Preferred Qualifications: • Experience within financial services, banking, or corporate/institutional environments • Experience measuring and optimizing product outcomes and value at scale • Familiarity with roadmap planning and long term product strategy across multiple initiatives • Experience delivering products that leverage AI, machine learning, automation, or advanced analytics • Experience translating AI or advanced technology concepts into practical, business ready product capabilities PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. **Job Description** + Owns the vision and definition of the product. Serves as the voice of the Customer. Ensures the Scrum Team(s) effort is concentrated on the right priorities based on business value. + Defines and conveys the vision to the team(s) in order to address client requirements to ensure a successful product for business objectives. + Accountable for the creation of and the integrity of the product backlog. Prioritizes and leads grooming of the product backlog. + Works closely with the Scrum Master(s) and development team(s), to ensure the right items are focused on during the development process. Primary point of contact for questions from the team(s) and is empowered to make decisions. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: + **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. + **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. **Qualifications** Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. **Preferred Skills** Accountability, Customer Solutions, Data Visualization, Prioritization, Scrum, User Experience (UX) Design **Competencies** Agile Development, Business Acumen, Design Thinking, Effective Communications, Innovation, Interpersonal Relationships, IT Standards, Procedures & Policies, Managing Multiple Priorities, Organizational Leadership, Planning and Organizing, Solutions Development **Work Experience** Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. **Education** Bachelors **Certifications** No Required Certification(s) **Licenses** No Required License(s) **Pay Transparency** Base Salary: $65,000.00 – $139,150.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. **Application Window** Generally, this opening is expected to be posted for two business days from 04/24/2026, although it may be longer with business discretion. **Benefits** PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depen